Saturday, November 17, 2018

Fed Up With Stupid

Angry. 

Yes you are.

So am I. 

We all are.

So what is making us angry?

Well, a lot of things really.
Being able to identify specific factors that make you angry help you cope with the anger, and give reason to the emotion which helps stave off the otherwise natural reaction that is to simply react to the emotion.

The ignorance of the law making process makes me angry. 

The bureaucracy that makes the laws worse through stupid, foolish, and ignorant interpretation makes me angry.

The leadership skills exhibited by people who have authority over me make me angry. 

And that's just a few general summarizations of what I could go into specifically for years on every type of law, regulation and policy making abuse - and that is so far only in America.

And that is so far without the politics of the day, the divided and dividing media spinning their anger generating BS, and without the problems of the rest of the world that somehow never seem as serious as my daily frustrations.

Nothing makes me old faster than anger and the insight of watching stupid at work, to the point they make things not work.

America is the worst for generating anger, but for the rest of the world.

We are often reminded - particularly by the frustrated - of how blessed we are, how much blessing we have, and how good we really do have it. The reason they focus on this so much is because they (we) have to focus on it to offset the frustration and anger that will otherwise bury us.

And so it is that I will not watch the media for another day. I will not engage with any government bureaucracy - except as demanded of me, I will not speak of the angering issues, and I will focus once again on the blessings we have.

What choice have we?

Thursday, July 31, 2014

The New IRS Standards

IRS's John Koskinen says there are no more emails. Lois Lerner pleads the 5th. They lie, they cheat, they claim rights they have no right to. They claim to collect taxes by law, but in fact make up most of it on their own without a Congressional mandate, oversight, or even involvement. The IRS is out of control. They need to be shut down, but in reality, they are no longer America's funding source anyway - the print shop in the Federal Reserve's basement is where the only money that matters comes from.

So why do you keep serving the Washington alcoholics more to drink? Stop funding them. Why do you continue to file tax returns anyway?

There are only 3 reasons to file a personal tax return in America today, and none of them are legitimate any longer. Remember we file voluntarily if we do, and every return serves as the basis for the IRS and the greater federal government to indict you. Moreover, almost every time you file, you are admitting to breaking laws whether you know it or not.

The 3 reasons people file tax returns:

1. Get refunds. (Only because you are telling them to tax you too much in the first place. Increase your deductions rate to 9 as a married person on your W4, and unless you gross millions, you will only pay Social Security and Medicare - a reasonable tax level for roads, and a military.... and you have no reason to file a return.

2. Get other government benefits - like Obamacare (do you qualify?) If you are a participant on the public tit, you are not likely interested in this story anyway. Quit the dependency, and you will quit the need to pay.

3. To give a tax return to the bank when you want a loan or a mortgage. Quit borrowing. Pay cash, and you will find that by getting rid of the tax man you have more than enough to live on, and buy the things you wanted to borrow for anyway. Besides there are plenty of non-bank lenders out there now that will lend you for specific purposes including buying a car, furniture, and even private mortgages if you put enough down -that don't require a tax return like a bank. The banks have simply become extensions of the government under Dodd-Frank anyway. Minimize your involvement with them.

If you haven't figured it out by now, your goal should be to get to the point you never need to file a tax return because there is nothing in it for you to file.

Remember, the IRS does NOTHING for you, and you should not do anything for them. They lie, cheat, and make up their own rules to completely disadvantage you. They work for complete crooks that are spending on average $ 3,000. per year more of your money than they would even have the legal right to collect if they had a legitimate moral authority to still collect anything at all. And most importantly, your taxes don't matter, because if you don't pay anything, they will just print more in the basement in Washington.

So given the new IRS standards, what are yours?

Be wise.

Tuesday, March 25, 2014

The Flat Tax Versus The Buxom IRS ...Give It Some Time

Another unpublished old draft from 2009, I just laughed at, and decided needed to be let loose....

So I was a kid in high school and we'd spend time in 'PE' - the short title for my less than favorite class of 'Physical Education'. We were big on short titles. Three letters for three words. We even had three of those three letter TV networks that were short for really long names back then. We used to give people short nick names too like 'PJ' or 'CT' and so on.

So when we were waiting for our turn to play tennis at our PE class, we had to wait for the girls to finish playing first. We were gathered outside the back fence at the court watching skinny Maxine playing buxom Bobbi. Now we happened to be at the same end of the court as buxom Bobbi who happened to have a penchant for low cut V Necks, and as a bunch of teenage boys, we decided we were missing all of the real action while only watching the back of Bobbi, and the front of flat Maxi while Maxi was earning all the points, so we had to move around the side to the end of the net at center court where we could see all the action.

Well its more than 30 years later, and everyone's world has changed. We've all gained a little weight and those girls have had a few offspring, and I have noticed a thing or two about the effects of time on beauty. Given what I know today, I'd have been a lot more enamored with Miss Max if I knew then what I know now.

Whenever I hear reference to a 'Flat Tax' these days, I don't think the word 'flat' has much appeal, until I begin to think about our bountiful IRS - the buxom IRS - that beautiful and benevolent IRS, and those bevy of beautiful benefits that are busting out of it's V Neck, except that with time - our buxom IRS has become a typical civil service 'babe' with a really wide chair, a turtle neck sweater, and all of the bevy has fallen 1-2 feet lower into the bulging belly and butt of a really gross bulbous bag of bad attitude - bitchin' at the world about everything including their job. God alone knows what shes sitting on, but whatever it is - it isn't going to live.

Now in that same period that flat Max has had children which in turn filled her out beautifully, and she has gone on to become the belle of the ball in every way.

The moral of the story is - it may take a few years to really appreciate the well rounded benefits of a flat tax, but I already prefer it to the bulging behemoth that has become the IRS.

Maybe Neal Boortz and John Lander were right to call their proposal the 'Fair Tax'. She may not have a tan yet, but I think I'd prefer the results when the sun sets.

The Monopolistic Morass of More Asses With More Ass

Government bureaucracies are generally made up of two groups of people. The 'Temporarys' and the 'Permanents'. Without specific detail, generally the Temporarys fall in the category of being young, vibrant, beautiful, energetic, etc.

Generally hired by male bosses under the age of 45, temporarys are generally women, who know how to reveal a little cleavage, and have an agenda. Both they and their bosses are temporary because before long one - or both - is going to cross a line and/or simply become 'tired of the game' and move on.

Then there are the permanents. You've met them at the DMV, the post office, the social security office. They are generally sitting on something - presumably a stool, except that you can't see it, or a really wide well worn chair. Often thick rimmed glasses, and/or an enormous amount of make-up (a la Tammy Faye Bakker), and a voice like a drain snake.

Generally these people have attitude. I would refer to this average bureaucrat as having the attitude of an 'ass'. (Which demonstrates complete disrespect for the stubborn form of donkey specifcally referred to as a 'Jackass' or Ass for short - from which this attitude reference derives...)

This however is confusing, because if there is anything particularly noteworthy about these people physically, it is what they are sitting on - which is also an 'ass'. In reality, the confusion derives from the fact that these appear to be two ass people - one physical, and one attitudinal.

And so it is that I would have to describe a bureaucrat as having 'More Ass' than an average human.

But it is more complex than this. You see, generally we can refer to anyone with the attitude of a Jackass (Donkey) as derogatorily being an Ass. Which means that we would be referring to a group of these people with this bad attitude as a bunch of asses. But it is my contention, that because the temporary bureaucrats move on (before they develop these very large physical asses), the only ones that remain in mass are the asses. Ie. there are more asses with more ass.

Which brings us to the final observation of government bureaucrats. Their inability to complete (not 'compete' ...LOL!) productively, effectively, or competitively on ANYTHING. This is what I would call a black hole, a waste patch, or a morass. Thats right - there it is again!! Morass.

And that is the summary of government anything - a great morass of more asses with more ass.

So what would you call it?

Caging The Monkey

A little draft I wrote five years ago in early 2009, and never published until now....

      "When Curious George Obama took over the White House, with the other of the three stooges over in          the Capital Building, Nasty Belowsi in the House, and the scary weed Harry Reid in the Senate, it                  appears as though we have watched the transformation of the monkey into a gorilla.

       Now King Kong is halfway up the Empire State Building with Faye Ray freedom firmly clenched in his          arm, clearly intent on throwing freedom down to it's death....

       What we need now is a commercial break so we can think long enough to rewrite the ending of this              communist oriented classic. Stop the cameras, cut the lights, put the monkey back in the cage, and let's          think about this for a bit. But of course how do we get the monkey back in the cage as long as he has all        the power...

       The real solution is to lure him with the banana, away from his power base, and back into a more        
       controlled environment. Who let these creatures out in the first place? Well apparently we gave them
       this authority by forfeiting our schools and our children to the jungle at recess, and then never ringing
        the bell..."

All so eerily accurate insight - even back that early into this mess.
I regret having asked for 'Wisdom' in a world of stupidity.
Instead I look forward to the happiness of memory loss. I might choose it now.

The End Of The Era Of....

So what clearly defines an end of an era anyway? 9/11? New leadership? Economic meltdown? Entering uncharted waters? Defining new paths where none have existed?

The information age is upon us, and the New World is defined by the ability to manage information - both harnessed and disseminated; both imagery and data; both perception and reality.

The day has effectively ended when an individual can succeed without the skills to absorb and manage information effectively. In the past era of humanity, a simple mind, a good heart, and a strong set of taught values were the norm - and sufficient. And yet our schools are incapable of teaching these skills....

While community leaders were developed from such stock based on the experience of a lifetime's input, respect was given for the knowledge developed over time, and a leaders ability to discern right from wrong, and use the combination of knowledge and experience wisely to make great and respectable decisions. Such leaders stood out easily in a group with the focus that was given them as they naturally rose to the top.

And then along came Google, and Yahoo, and the knowledge explosion. And suddenly the knowledge in one's head is no longer necessary to be gained from experience, or even intelligent focused research. For the first time in the history of mankind, more knowledge is available to any and every tuned-in human than can ever be absorbed. A simple search of any word or combination of words will turn up thousands to millions of references with every type of use, interpretation, application, example and perversion of such a word or concept. All in such a disorganized and useless fashion that is effectively worthless to the important priority based decision making process. Like noise, information overpowers the important thoughtful planning process that is necessary to strategic management of better plans and ideas.

For the first time ever, even for librarians - it is not a question of where the power is - which is in information - and the use of it - for or against people - it is only a question of how to dissect it, organize it, use it best and preferably most wisely - an important consideration apparently lost on today's governing decision makers.

And now at this critical juncture of information availability and management, we turn the corner into a new world that has never before needed such a new level of uncharted wisdom, and virtue while America's schools have fallen into the morass of infighting, stupidity, self absorption, political correctness (that they do not even know how to define) and blurred focus: completely bereft of all that is valuable and important in the use of all knowledge as they have wandered away (or run away in many cases) from all that is traditionally served as foundational - God, family and values.

This is a new era - which I see most clearly marked with hindsight as the turn of the new millenium - clearly highlighted in retrospect as the fall of 2008 (7 Biblical years after 9/11) with the meltdown of all major world economies and consequently most major governments in terms of maintaining priorities previously defined.

New leadership will no longer be defined by old foundational standards. New leadership will be defined by the ability to manage information and hence perception most effectively. And as has since been proven - without the need for a foundation of experience, new leadership will have no choice but to be both controlling and brutal to maintain superiority. Alternately, and optimistically governance might be overcome by more mature technology with even less skill required for the leadership role. But beware of the autonomy of technological leadership - it threatens....

The real power struggles in the world have become wars of perception control, and the control of the media and information management are two of the main pillars by which control is defined and managed.

We used to warn our children about the enemy because it was clear who they were. It is no longer clear for the majority of the world. Only those anchored enough in those old foundational principles of God, family, and values can have enough insight and discernment to measure the new world against old norms.

Whatever your perception of the future, you can be certain we have entered a new era.

A Warning To 'Crats Playing Government Regulation Chess...With Americas former Strength: Business

Oh the thrill of power....Isn't it good to be the king?

But you 'crats* easily forget that when your beloved government falls apart - because you helped kill it....- that you too are one of the paeons that your type pee on as well - and the world you are destroying is your own, and your family's - including your children - if you are not so sterile as to have not had any.

The regulation-istas of America have closed more restaurants in America in the last 5 years than were opened in the previous 15 years. And in most cases, the power hungry 'crats that are responsible for closing them will return to their neighborhoods to find half of their own favorite restaurants also closed. And retail stores. And important service providers.

"But why?" they are so foolish to ask when the light begins to finally break through the fog of their corruption (because they are so willing to work aggressively with NO real or useful information - just their favorite kinds of 'report information': lists and colorful pie charts about irrelevant comparisons that have nothing to do with the basis of intelligent decision making that is based on thoughtful affecting factors.....'excuse data')

So what are the 'crats of America accomplishing by confusing the concept of law with self generated 'regulations' interpreted from badly written excuses for law... Nothing good.

Oh - the 'crats* say the problems belong to the business sector:
-  'they do not know how to manage their businesses in this important regulatory environment - they must change their approach....'
- 'they should increase their prices to reflect the growing costs of regulation - but don't cause inflation now'
- 'these regulations are necessary to protect the public....'
- 'inspection and investigation are necessary to maintain compliance...'  (If investigation and inspection by objective reviewers is so beneficial, why are the same regulators, inspectors, and investigators putting up so many security blocks to even getting into their offices - let alone allowing inspection and investigation of their offices to ensure they are in compliance with the public's determined best interests....)

Ah - but this is the rub in what is now officially and regulatorily a police state - the 'crats are both organized and funded to work against the public, but the public is neither organized or funded to work against the police state. So who is going to win this chess game? The strategy has worked, and the answer for you dear paeon is 'Checkmate'.

Relinquish your queen.

You are nothing, and you own nothing of value. When it finally occurs to you that what you think you own is both valueless, and no longer your own, and it begins to irritate you enough to shut off your big screen, and rise from your comfy chair, see if I am still around. I'll be happy to explain how it went down to you.

Yours truly ...
from the field.

* 'Crats - bureaucrats empowered by the statist Democrats, Liberals, and Progressives that fight freedom with 'evergrown' governing authority.

Sunday, February 23, 2014

A Peasant's Perspective On How To Deal With The Overbearing One

The government of America is relentless in delivering their edicts and expectations, and telling we the peasants what they expect of us. But I have some advice to offer from the Peasant's Peanut Gallery.

I spent the last six months ignoring the lions share of the insidious stream of edicts and output of the Overbearing One - the Government of America.

In fact I have taken a new approach pushing the limits of not only ignoring the jerks, but taking my response one step further by throwing back at them by telling them to effectively shove it - I ain't taking it anymore. This has involved more than a few conversations with a number of their representatives (bureaucrats) telling them that they have no authority with me because I do not consider their 'laws' having any authority when they represent an administration, a congress and a judiciary that are headed by unserious lawbreakers that have destroyed the concept of accountability, and responsibility by their words and their actions.

Therefore in their lawlessness and irresponsibility as leaders they have made the services of their bureaucrats unnecessary and without credibility, so as the President and the Attorney General say - actually or figuratively - I will do whatever I want. That means ignoring everything these mental midgets pass as regulations - which I no longer consider as law as they have no backing in anything in penalties - which I refuse to participate in anyway. Fine me? I dont think so. I am not giving you anything. Want to discuss it? Sure, come on down to my place, and you better bring some weapons, before you start flapping your gums, because I am more likely shoot a hole in your boots than listen to anything you have to say.....

So quit taking these idiots so seriously. They have already thrown away your health care, your national security, your respectability in the world, and all they have left is to throw away your freedom. Don't give it to them, save your fight and energy for the right to maintain your freedom. They have nothing else to take from you. They really don't have any claim on your money - they are illegitimate in the collection and mismanagement of all money they ever get. They have no claim on your rights - your only rights are protected in the Consititution - and they act like it doesn't exist. Sure they have too many police, so stay out of their way, and keep your head low. But ignore everything else they promise or threaten. Most of their threats are worthless, and without teeth, and they haven't delivered on a real major promise in your lifetime, and they have burned all the tools they had for delivering on a promise.

If you're not going to get off your ass and take to the streets like they do in countries like Venezuela, China, Iraq, Iran, and now the Russian outposts, at least recognize your government is made up of idiots, and ignore them all you can.

Want to really do something good in America?  Get involved with a Christian church or do something about making public education better by working towards destroying the teachers union and demanding students be made first priority again. And vote for smaller government if you get the chance. If you don't know how, don't vote at all.

Till then, ignore the government and stay out of their way. 

Monday, August 5, 2013

A Message To The Partisan Fools In Congress.

If you have been a part of the American Congress, recent Administrations, and/or the Supreme Court of the United States of America over the last 30 years, the best thing for you to do is to go ahead and exit the gene pool on your own terms. But of course, that would be the ultimate finish to what has been a pathetic career.

The blame game has begun. The 545 current members of Congress, the Supreme Court and the President are collectively responsible for every day they are in office that they are not turning around the obviously wrong direction of this country because of whatever partisan excuses you come up with next. And frankly every one of the people in these seats over the last 30 years have no right to excuse themselves or pass on the responsibility, as everyone of them enjoyed their careers, and current pensions based on the same incompetence.

As the people of America are increasingly losing their lifestyle, their savings, their homes, their jobs, and their businesses, the people are slowly beginning to ask questions. Regardless of the questions, the bottom line is that the answer is that these elected politicians and appointed judges in Washington are 100% responsible.

There is no dividing the responsibility or blaming it on partisan politics, because ALL of the power of American decision making is made in these houses. It has now been clearly delineated by more and more media and their pundits is that the real war is between Washington's leadership versus all of the rest of America, and frankly the rest of the world. These 545 versus everyone else. And their answer to the allegations? Nothing but excuses.

As the focus starts to congeal against these self serving criminals, the abuse of their expense budgets and their lack of focus on what is truly important, is starting to irritate almost everyone else for a real change.

As this blame game begins to hone in on who the real culprits are, people everywhere are starting to get up out of their chairs and talk to their neighbors, and increasingly people are starting to ask what we can do about it. And of course a unified people against a small group of self serving crooks is generally the basic recipe for a public lynching or murder in the order of Ceaucescu as happened in Romania thirty years ago.

If I were one of these weasels living lavishly off the backs of the public as has been going on for decades, I might begin to realize that in this new environment, my partisan opposition was no longer going to be the biggest concern in America. Instead the more likely approach might be to quit worrying about retiring with a ridiculous pension, and instead suggesting some really better ideas wherein I demanded the participation of the rest of Congress - regardless of party - put something on the table that might actually begin to deal with the real economic and management problems, and satisfy the stirring public before things get physical and out of control.

If you think this is a premature consideration, you are obviously not paying attention to all aspects of the media as has been heating up throughout the summer of 2013....

Just a suggestion for you clowns in Washington!!

Sincerely.

Sunday, August 4, 2013

A Phony President

Phony Scandals??

Phony President.
Phony Representative Congress.
Phony House Speaker
Phony Budget.
Phony Wars.
Phony Bureaucracies.

Apparently the 'Phony' President is the king of Phony.

A phony pharoah that ph*cks up everything he phiddles with, phumbling the phacts that he phondles till he phigures out how to ph*ck us out of our phreedom phor another phifty years.

Now that really IS A SCANDAL!


Wednesday, July 31, 2013

Why The Housing Market Is Still Failing In 2013 (And The Future Looks Worse)

A recent upsurge in housing in late 2012 and early 2013 got the nation's realtor's and their potential buyers all excited about the future of housing returning to the glory days that ended 6 years earlier. But it was in fact an artificial rise built on artificial demand built by a flurry of hiding hedge fund activity. In reality, the prognosis for housing in America is sadly dim, and that is because of the incompetence of governments, and their bureaucracies.

First of all the reason that housing rose over the 12 months prior to April of 2013 is entirely based on the fact that the hedge fund investors - flush with cash, and with nowhere to put it (stocks were unstable, bond returns were falling, and derivatives were gone), saw a potential value increase in the undervalued housing sector that like any stock or bond that is undervalued, and has the potential to return to its earnings based equilibrium, housing was seen as a good interim (short-term) investment.

Investment value is not what generally supports the value of housing except at the entry level as a rental rate driven commodity. And this is what single family residential (SFR) housing was actually bought for when home values had bottomed out at fire sale pricing. What historically has created the demand for housing is owner-occupied purchases where an individual, couple or family chooses to buy a home so that they can 'have their own place' and invest in it the way they want to.

People have traditionally moved from renting to owning for several reasons. The most common thinking is that people buy houses so they can 'quit throwing away rent'. In reality, rent is simply a value derived by markets based on demand for the 'housing cost' (real cost of living in a property) that is relevant to both owning and renting. Either way, housing costs money. As a renter, the cost is the rent paid. As an owner, the forfeited earning power of a down payment plus the cost of interest, and fees on a mortgage, combined with property taxes, maintenance costs, and in many cases HOA/POA fees all contribute to the cost of living in an owned home. With costs growing constantly associated with the ownership of property, combined with the illiquidity of the real estate marketplace, now with a questionable at best potential rise in value, makes the cost of owning simply unattractive to many renters after they crunch the numbers - even in an ultra low mortgage rate environment.

Historically, a new home owner could almost certainly count on real estate value appreciation - often well in excess of inflation. Real estate was seen for more than 75 years as the most stable investment in America, and when combined with the inflation defeating equity appreciation, was always seen as the way in which real wealth was built in America - particularly for the individual whose net worth was often fairly close in value to the equity they owned in their property.

Wall Street and a lack of Congressional insight and oversight has rendered that whole scenario on housing to history after the great new millenium real estate bubble and subsequent crash. All confidence is now gone, all potential value appreciation is questionable at best, and Congress as usual is twiddling thumbs failing to understand the fundamental problems, or begin to deal with any of them.

The reality is that the public is not being attracted back to the real estate market for a variety of reasons which I will outline here, and none of these problems has any solutions on the horizon. In fact the most insidious of these problems bodes very poorly for future property values - almost guaranteeing that the ownership of real estate is going to be a bad choice in the near future, and for a long time into the future.

The primary three reasons why a real estate is a lousy investment in 2013 relate to demographics, taxes, and interest rates.

The Failing Demographics of Housing Demand

The number one reason real estate values are even sustained let alone don't fall has everything to do with demand - the number of potential buyers. We have a long term substantial problem related to the demographics of America's potential home buying class - there are very few real buyers in the current economy, and there will be even less going forward.

The baby boom was the greatest buyer of real estate over the last 30 years because they were entering the home buyer years of their lives, and they all wanted to pursue the historical 'American Dream' of home ownership. They had every reason to buy because home values were constantly rising, credit was cheap and so were mortgages, their credit ratings were good based on good employment opportunities in a solid and relatively predictable market place, and homes were relatively cheap to buy. Added to the baby boomers as a growing market potential were the legal immigrants that continued to pour into America as the number one desired economy to be a part of in the world. These too got great jobs and bought homes for all of the same reasons.

Today the baby bust group is in their home buying years - but there isn't that many of them. This is the most substantial decrease in demand ever known to humanity, with no traceable historical precedent, and no real understanding by most of the public or Congress as to the real impacts of cutting the population so substantially in these key buying years of the 20-40 year old age group. This lack of demand has now been cut out from under what has now become the worlds most shrinking economy.

Add to this the fact that America is no longer near as desirable in the world economy as the place for legal immigrants as the rest of the world's economies mature, and the internet makes living anywhere a possibility for participating in the world economy - America is no longer attracting the number of good immigrants it has traditionally as an offset to the lack of domestic demand.

These are the real demographic considerations that are decreasing the demand for housing on the macro level, and as the housing stock is reduced due to old and demolished housing, these houses will simply not be replaced with new housing construction. Housing construction has been one of the traditionally most important sectors of the economy to sustaining both the working class and the middle class with the millions of jobs directly and indirectly involved in building and maintaining the housing sector - another hit against potential housing buyers.

The Coming Hyper Taxation Of Property Added to The 'Dead Credit' Problem

Like the failed City of Detroit, governments have grown their budgets in good times, but never made a cut when the bottom falls out. Half a century ago, and before, Detroit was a destination, and the city grew year after year as the auto industry and related companies grew and built in Detroit. Along with all that economic growth, the city government also grew - logically based on the idea that all that economic growth required more government.

But for the last 30 plus years, the City of Detroit has shrunk as a city after the growth ended, unions entrenched, bureaucrats took over, and economic advantage vaporized. Entrepreneurs moved on to greener pastures, and the City attempted to sustain with nominal increases in 'Costs of Living' etc. as the government continued to grow.

Increasingly more self interested administrations wasted millions, and the real business people of Detroit recognized that the opportunity era was over. So did the potential residents of Detroit (families and businesses) that simply decided that in the face of rising crime, corruption, chaos, and decay, they would simply choose to live elsewhere.

But as the City began to shrink in population and business base, the government continued to grow (as they always do) with ever more self serving leadership groups taking their turns in the power seats. By the time ol' Coleman Young - the ever more corrupt and incompetent master of the 'destruction era' finally relinquished power to the next generation of thugs, Detroit was a complete, and yet still pending disaster.

The reality is today that the majority of Detroit's book revenue is a paper tiger based on the 'uncollectable' property taxes due on almost 80,000 abandoned properties - many cleared off of their rotting, vermin infested buildings, but still carried on the tax rolls of accounts receivable as if their lovely homes of years past were still valuable properties. Talk about delusional.

Property taxes in America are certain to become the most controversial issue in America over the next 10 years because they are increasingly out of line with the value of properties traditionally. Property tax, (and its evil twin extension - HOA/POA fees) are the number one property expense that is certain to grow as every elemental expense within the budgets of every government grows. Taxation is about government real costs plus government waste passed on to its tax base - in this case property, and its owners.

This is particularly true given that every other taxable entity (businesses and people) is shifting out from under taxability in an ever increasing conversion to a world economy. Property however is anchored to the ground, and cannot escape. Therefore property taxation is increasingly going to be the attempted target of government taxation outside of the growing taxation of trackable economic activity.

Nothing should scare a potential property owner more than growing costs against an asset that has little to no potential of value growth. Instead, the logical calculation is to determine how and where the cost of housing can deliver the most value with the least amount of risk against future loss. Increasingly that value is deemed to be in renting.

With an enormous percentage of non-homeowners staying in the position of 'unable to buy' because of poor credit, and an increasingly predatory credit environment that the Government fails to recognize - keeping the poor ever such under the thumbs of bankers and their lawyers.

With no credit (Dead Credit), or ability to get out from under this credit rate oppression, there are no potential buyers any time in the foreseeable future for those whose credit has been destroyed over the past 6 years of american economic chaos. So you can write that 10-20% of the potential buying public off from the buyers demand group. Never before has credit history technology been so destructive to the average American causing them to rule themselves out of becoming potential buyers with their dead credit.

The Future Effects of Government Manipulated Interest Rates

Lastly, we have been operating in the false (phony) environment of government manipulated interest rates that are only made possible by the printing of money, and the still ongoing recognition of the US Dollar as the worlds decreasingly popular Reserve Currency. This scenario is certain to end sometime in the not too distant future.

Inflation is inevitable as the US Dollar is increasingly ignored in world transactions for oil, and import/export, and the demand for American treasuries decreases globally in the face of growing alternatives.

An ever more expansive currency is an unstable currency, and in the first crisis that arises of any kind, the run from the US Dollar will almost certainly be incredibly devaluing as its buying power is decimated. The net result will be the inability of America to buy from the rest of the world without costs doubling leading to enormous cost inflation. The immediate reaction has to be to stop printing money, and recall what can be grabbed by the government to attempt a prop up of the dollar's value. Regardless of how it goes down, the net result is most certainly going to be radically higher interest rates, likely bankrupting the US economy as the Government is saddled with paying double the interest on at least $ 50 Trillion of public debt (Federal, State and Local) at a minimum cost of $ 2.5 Trillion dollars per year (at 5% interest) or likely more - substantially more than our current taxation levels even generate federally.

The net result is that financing new homes and even resales will become impossible and unjustifiable - making every property in America completely illiquid (unsaleable) and therefore worthless.

The Buyers Calculation Scenario

Assume for a moment a home bought today for $ 100,000.

Property taxes (and HOA/POA fees ) today in a typical American city are at least $ 2,400. per year, or $ 200/month. This is actually the most rentable home value level in America and still has a monthly housing cost before maintenance and management of $ 6400. per year based on 100% financing at 4% and current taxation level. This is $ 533. per month in basic housing cost. If rented for $ 800. per month, the net income before maintenance and management is $ 267./month.

In three short years (or less), if lucky the same home is still worth $ 100,000. but mortgage/interest rates have risen to a historically more consistent and reasonable 8% and property taxes/HOA/POA fees have risen based on current trends to $ 250./month. The 100% financing at 8% for a potential new buyer is now  $ 8,000. per year or $ 667. per month, plus the $ 250. per month in taxation adds to $ 917./month.

With rent potential of $ 800./month, the monthly income has devolved into a loss of $ 117./month. Nobody buys that as an investment, and the only alternative is the hyper inflation of dramatically higher rent. And in such an inflationary environment, government real costs are rising more rapidly, and you can count on much higher taxation growth. Any way you slice it, everybody loses.

So if you still think you are ready to go ahead and buy a home in 2013, at least go forward with your eyes wide open. There are many dangers ahead.


Tuesday, July 30, 2013

Local Police: This New 'KGB'/Militia Is For Suppression.

This is probably not really much of an insight for anyone that has been watching our police departments grow with SWAT teams, rolling computer/video studios, etc. over the last 10 years - the real question has been why.

The alternate news sources of late have been pretty clear: despite the fact that the Government has mismanaged EVERYTHING they touch in America, they have not only destroyed our economy, but they have run up (to date) 17,000,000,000,000.00 worth of over spending debt -  over and above the taxes they have taken from both you and every other person, as well as every corporation in America. And that's just the feds - before we get into every state, county and city like $ 20 billion bankrupt Detroit.

Now they have figured out that while you have been sleeping comfortably over the last half century, like an overly rested bear, you and the rest of America are likely to wake up fairly soon, and be a little cranky when you finally figure out there is nothing to eat. The net result of hungry, cranky well rested bears waking up is that they need something to eat.

And the government has finally figured out that the greatest appetite is going to be for them.

Instead of hitting the brakes on the way to the cliff, or making a plan to reform for correction, the idiots in Washington have banded together to take us in the back seat over the cliff Thelma and Louise style, with the idea that they will wear seat belts while we have no such protection.

Now they have spent ten plus years equipping themselves to deal with the aftermath.Suppressing an unruly population will take a militia, and 20 billion rounds of ammunition - they apparently anticipating shooting like they manage - badly. With about seven billion people on the earth, they have stockpiled enough to shoot every one of us three times.

So now that it is past the point of proper policing service to a population of tax payers, every cop, wanna-be cop and court official in America ought to at least be honest with themselves and ask: 'Is this what I was really signing up for when I decided to become a cop?'. Policing organizations in America have banded together, and made themselves into the 'Us vs. Them' organization they have evolved into, and they have no one to blame but themselves - and now Washington.

Police should not be surprised by the fact that they are now suspicious at best, and hated more likely (like the IRS) by the average American, and police are increasingly the ones with the targets on their backs because they are not and have not been honest brokers. Many police still run around in cars claiming to 'serve and protect' while in fact the only ones they are NOT protecting is the public that have paid for them with their earnings and their obligation. Intelligent fathers would not be proud.

I believe I heard the bear roll over again for the third time recently. We'll be waking soon.

Saturday, July 20, 2013

Don't Give George Zimmerman His Gun Back....???

This is the emblematic statement of the new American just-us system under the new lead race baiter. Stand aside Jesse Jackson and Al Sharpton. Eric Holder and the new KGB have a new approach to justice": "Guilty until we prove you so." Doesn't matter that George Zimmerman in my objective white opinion was wrongly charged, wrongly dragged through a 17 month abuse of his rights, and then rightly exonerated, only to have the media, and the full weight of a black-culture-driven administration continue to demand that he be proven guilty because "they say so".

This is so far from the concept of justice it is a criminal abuse, a travesty of honesty, and makes the 'turd' world justice of movies look incredibly normal and moribund.

The blogosphere, and the commentary is blowing up with racism against black americans - only because of the incredible abuse of power of a black run, black focused, and therefore incredibly racist national administration. And yet they are the first to cry about anybody using the 'N' word (which stands for nigger) when they don't have any problem acting like the very picture it was used to portray. They cry about the incredible injustice of the tolerance of the Ku-Klux-Klan, and the burning of black churches, but want to not only tolerate the same level of injustice from the community, but exercise the same moral failings from the White House and the Justice department highest leaders.

I though we had all agreed that America was better than this. But apparently, only white people are now better than this. Apparently the concept of putting it behind us didn't include any kind of forgiveness, or putting it behind us in the black community. Instead it was simply a waiting game to see when they could start turning the tables. Well America, your 'chickens have come home to roost' in the immortal words of our President's favorite pastor - Jeremiah Wright. And roosting is apparently done above your head from whence the droppings fall upon you from all of those black chickens.

You can call it the way you see it, but if I were a part of the black community that wanted the race wars to end, I would be the first to call out the President, the Attorney General, and their deputies Jackson and Sharpton to tell them to stop - just like Kevin Jackson did this morning on Fox News. Now there is a black man I can enjoy life with - excellent thinking from a reasonable perspective. Nobody dumping on anyone else - except those that want to foment the war. Kevin's book: 'The BIG Black Lie: How I Learned The Truth About The Democrat Party' is not cheap, but is certainly worthy of consideration if you are interested in any ally against black discrimination politics - the Democrat party style.

One thing the whole Trayvon Martin incident is giving voice to throughout all of the country is how much the black racism issue is alive and well just beneath the surface of civility, which while not new to the old southern states, is quite a wake up call to the northern states in America where many have been comfortable with the civility that they thought proved how much we were past the issue. One of the almost certain ramifications politically is going to be how much these generally satisfied northern and western democrats are going to get a new vision about their favorite President, and none of it is going to be received well outside of the black community. The net result will almost certainly be lower Presidential approval numbers, and a growing intolerance for the black sympathy wagon. The media and black communities conjoined efforts in overplaying the race card is almost certainly going to bring about a White, and likely even a Hispanic backlash against the black intolerance. Only time will tell, but the results are relatively predictable.

The losers of course will be the black community - not the media. And the bigger loser in the George Zimmerman case beyond George alone, is the American people that are going to require a strong hand in the leadership of this country to ever restore a real civility and real justice concept as the basis for law when such abuse is being tolerated at this time - without even a Congressional check.

So how long will this go on for? The answer is indefinitely as long as two of the three main branches of government are locked in this crime. The executive branch and the judiciary/courts are both impotent as long as their leaders are both in lockstep. And it is only complicated further by an impotent Congress ever checkmated by the incomparable sock Harry Reid controlling the Senate.

Isn't it time we impeached another Democrat President? How about the Attorney General? Just because we have never done it before does not mean it can't be done. We have never had two such completely linked incompetents in such seats of power that were prepared to cover each others backs. But that doesn't mean we should let it continue. Let's get the ball rolling, and the call going.

It is time for them both to be given a good reason to change their minds. Impeachment would be a good start.

Wednesday, July 3, 2013

Way to Lead America. Egypt Just Surpassed America As More Progressive

Even our liberal progressive socialist President can't lead on something as obvious as Egypt.

After supporting Mubarak up till his inevitable ouster, our administration supported the election of anyone. The inevitable result as is true in America as much as it was in Egypt - Islamic oriented incompetence - by election. It's not like the history of the world hasn't demonstrated that muslims can't accomplish anything in leadership except follow defined patterns.

Their only real success since the Persian empire was the British finding oil in the middle east, and then in their Christian generosity giving the opportunity, value and wealth to their hosts. You know the ones over there in the tents with the camels out front.

You know those same people that hate the less than 20 million Jews on them face of the earth. The same Jews that have won more Nobel prizes than any other nationality on the face of the earth - both in fact, as well as by percentage of the people.

So stuipid America - at least by decreasing educational standards - supports the Muslim Brotherhood to lead Egypt - because they were elected. (so was Obama - twice).

The reason America doesn't lead in fixing problems is because it no longer knows how.

Saturday, June 15, 2013

(PG13) Putting Out The Bacon...Oink, Oink, Oink - Buzz, Thump.

If there is one thing I can no longer have respect for in this lawless nation are the ever growing forces of law 'enforcement' (sic) that show less and less skill, have less and less training, and now can't even handle being insulted. And now these bunch of lilly-assed pussies have gotten their law making buddies to make laws telling us we can't insult our local inept pigs because it 'annoys' them. Well 'f' you.

Here is my word to you pigs: you annoy me. Your preoccupation with hiding out in your little unmarked cars with thousands of dollars worth of radar guns, surveillance cameras, and computer equipment stealing money from Americans to support your bad power habits. The truth is that the majority of you are pond scum - a growing diaper rash on America, chasing 'speeders', a drug war that is illegitimate, unbalanced and enormously unsuccessful except in destroying the lives of millions of Americans by calling them felons and criminals. Really?? You wouldn't know the criminal when you're looking in your own bathroom mirror.

Let me tell you pigs something else: when you call me or one of my fellow patriots a criminal with no facts, no willingness to even know the truth, or enough balls to question your own teams stupidity: just to puff up your God damned statistics, until I can prove that I am NOT a criminal, you never had any basis for calling me one, and interfering in my life like the God damned Gestapo, or SS only demonstrates that you are the damn criminals. And pulling a gun on me in a driveway just because its your bad neighborhood. You are such a bunch of pussies - you are pathetic.

So lets get one thing perfectly clear - if I see you on the side of the road hiding out in your little unmarked thief cars with your little thief radar guns, trying to thieve more money from me and my neighbors, I WILL continue to give you the finger, and insult you mercilessly without a lawyer in a court of law in the presence of a jury of my peers. And if at that point, my fellow Americans are too stupid to protect me from you, I will shake the dirt from my shoes, and begin my personal rampage to destroy all of this then God damned country.

I am fed up with your bad attitudes, your wimpy dispositions, and your pathetic excuses for abusing the public. You never investigate a real crime. You never resolve a real case, and you waste all of our money driving round in circles with more and more cars, filled with more and more pigs, playing with more and more porky toys, all pretending to be on the right side of something. You're not on the right side, you're not on the left side, your just on the wrong side of almost everything anymore, and you are no longer welcome in my community. So you can bet I will continue to give you the finger, and suggest you go get a job where you can begin to contribute positively to society for a change. So go home, take off that ridiculous pig suit, and quit pissing us all off.

Just sayin'......      Oh yeah, and happy Fathers Day!! (to your father - geez, you must be an embarassment)

Wednesday, May 22, 2013

The New Chinese Investment Approach - What Are The Implications?

For decades, the Chinese were the largest and ever growing buyer of US Federal Treasury Notes - the way in which the federal government overspent without printing money (excessively). In October 2010, on the heels of chinese reassessment of american government operations, and the economy it oversees, they almost abruptly ended their funding of the current U.S. administration's spending hegemony - presumably to do a 'George Soros' to the american economy, while they sat back to watch it crash, and buy up all the assets for pennies on the dollar. Its the same model that made the hungarian viper - Soros, a billionaire, and it had always worked in the past.

But the combination of this administration's freedom to print new US dollars - which no other country has had the freedom to do before, combined with the Obama administration's ability to control the press with a blindly loving mothering main stream media, created an environment that the ultra secret federal treasury was able to fix with an immediate upsurge in money printing - offsetting the lack of Chinese investment.

And while the chinese shifted their funds from the purchase of US Treasuries to their own spending slush fund they were planning to set aside to purchase the choicest american assets, a few things happened they apparently didn't really see coming.

One - the American economy really didn't crash. Instead, the fed and the administration found the new freedom of printing money limitlessly. After all, why be limited to the amount of money the chinese want to pump into the american economy? Why not just try to (pretend to) set a little bit of self discipline - managed in the dark of privacy - and simply ramp up spending disguised as the publicly innocuous and almost  completely misunderstood title of Quantitative Easing, or QE. (and QE2, and now QE3) - all of which are MORE spending freedom over and above the never formally disclosed cash printing made necessary to repay and replace the chinese positions already held in American obligations.

The second chinese insight was that over and above the american economy continuing to float - on its own no less, the chinese economy now needed all available domestic chinese capital poured into its own countries growth. China has rocketed forward as the largest growing free(?) enterprise economy in the world in each year since the responsible approach to managing the Hong Kong transition to chinese control took place in 1997 - creating a world wide confidence in chinese economic leadership it had no hope of prior to that era.

But now we are seeing a new type of chinese investment in america. This time it is not the chinese government investing in the american government; it is the chinese companies investing in american companies - building the growth of the american private sector off of the success of the chinese 'private' sector. This is a much more welcome approach to chinese investment that brings their strength to the american economy in a way that can actually help both parties, and make the long term approach to getting along as two partners much more beneficial to both sides. The net effect is that the US economy is a beneficiary.

The fear mongers would have us believe that the chinese investment is going to cost us our autonomy. In reality the relationship of an american government debt owner should have been far more intimidating to the american people, than the role of business partners that choose to buy american companies, compete against our companies, and even export their own companies products back to the chinese economy - where they will be received in China more eagerly when chinese interests own the companies they are importing from.

The net effect is more american jobs in chinese owned companies when the american government hasn't enough leadership skill to inspire confidence in an economy they have killed. Surely they will suggest that this was all their idea, but the reality is that the last generation of fully american opportunity has passed, and we exported the vision, freedom, and best ideas to our largest creditor, China. And now, it is the inspiration of the newer chinese entrepreneurial mindset that is wisely choosing america's educated and structured labor force that is relatively and attractively stagnant in pricing, and inflation compared to the rapidly growing chinese economy with all of the inflation in labor and material pricing that is accompanying their rapid growth. This is what is motivating this new type of Chinese - American investment, and making them choose to manufacture their goods in the relatively more stable - and hence more cost effective option when measured  in the longer term; a wise diversification, and a positive vote for the american people. Thanks is due to Richard M. Nixon after building Sino-American relations all those years ago.

So what does America really have to lose in all of this change? Ownership of american industry? What we aren't giving to the american government, we have been letting die anyway. The truth is we have little to lose compared to what we have to gain. And perhaps a side benefit will be a new chinese element of the american business sector that can help bring some increased common sense pressure against such an incompetent Congress, and administration. The chinese are demonstrating more common sense these days.

I support this approach to Chinese intervention. We need all the help we can get.


Thursday, March 21, 2013

So What (And Who) Is A Bully? - I Am.

In reading Art Moore's article CAIR defends Taliban, Hamas against bullying charge (http://www.wnd.com/2013/03/cair-defends-taliban-hamas-against-bullying-charge/) one has to ask themselves, 'What is a bully?'.

Clearly CAIR thinks that by being a bully themselves, enlisting the support of the American government with requests for an investigation (another big bully), they can reduce the standard for defining what a bully is below the lowest common denominator of bullying; - below the lowest whale-crap standard set by Hamas and the Taliban, so that even these lowest of the low offenders of humanity can be whitewashed to present as non-bullies? Give us a break. If these Muslim Islamo fascist torture groups are not bullys because they are to be protected for religious reasons (??) then how can schools even presume to take a position on what a bully is, or more importantly - what a bully is not? A bully is a fool that takes advantage of their advantage - even if it is just a religious excuse - to stomp down others rights. That is CAIR.

I for one am fed up with Muslims trying to whitewash the violent pigs they support and call them legitimate. Islamo-fascist torture groups like Hamas and the Taliban are the filthiest of human rights offenders today. 70 years ago it was Nazis, but today, the human rights offenders on this earth are predominantly directly aligned with Islam, and worse yet justify their actions in the name of the religion of .... ISLAM.

When you want to dissociate with something you do not believe in, you draw distinctions, you call out the offenders, and you grow a spine and fight against the destruction of the image of that which you are aligned with as not being reasonably represented by those offenders that are damaging the good name of your religion.

But that is not what CAIR is doing. They do not join in the chorus for separating 'peaceful' Islamic interests from the horrible and filthy acts of their Muslim Brotherhood in Hamas and the Taliban. They do not define what is unacceptable as they mutilation of young girls, the freedom destroying jailing and violent killing of Christians, they do not call for tolerance, because they are the ultimate example and spearhead of intolerance - as are all those that do not separate from those that carry out this human rights abuse at the most gutteral of all levels.

And when lying is justified in the name of the Quran/Koran for anything, why would we even give credence to anything a Muslim says when they refuse to dissociate publicly?

That is because Muslims do not choose to dissociate. They choose to support by their acquiescence to all that is bullying. Their defenders claim they choose to be quiet out of fear? Really?

I say no - they choose to be quiet because it is too confusing to both be peaceful and a part of the same religion that endorses and acts on the ultimate in bullying. That is because in my opinion the author of confusion is the author of their religion - Satan, or Lucifer, the spirit of the anti-Christ. George Bush was simply wrong - Islam is not a peaceful religion.

At its root, Islam is a religion of chaos, confusion, and freedom destruction. The Quran/Koran is the most conflicted, conflicting, and conflict generating religious model on the face of the earth, and it is simply proven - what other religious model justifies the basest sinful human actions including violence, and debauchery in the name of its religion. Almost every other religious model on earth calls for the human being followers to have self discipline that wrankles against the sinful nature of humanity, and creates the conflict that drives to a better condition. This is not true with Islam that justifies the use of all destructive human activities that not only destroy humanity, impose destructive actions against other humanity, celebrate the most debase as their leadership, and lead to the worsening condition of all humanity as well as the individual. How is that ever seen as peaceful??

If you have not read and studied the full essence of the Quran/Koran in a language you understand, how do you have any right to comment on what the religion is - any more than non-Christians that have not read the Bible have any right to characterize what Christians are like, or generalize about the Christian religion. And yet the American media has done both for years - characterizing and caricaturizing Christians as meddling, myopic, lunatics that should be kept away from, while welcoming the new peaceful religion of Islam as the logical basis for a new world order.... hello??? Who and what gives the media the right to make such generalizations? A microphone? The media of America is so notoriously clueless on the issue of religion, that every insinuation should be first questioned, and then challenged as soon as evidence is brought forth to reflect opposing perceptions, and points of view.

Maybe we should focus instead on teaching our children how to be a better bully, how to find a good bully pulpit, and why we should be bullying back against those that are so preoccupied with stifling the bullies. There will be no one left to fight against the real bullies when the newtered Americans inherit 'leadership', and the real bullies come to take our country.

Friday, March 1, 2013

A Nation Cursed By Competence???

Congratulations were apparently in order for the boy king - Barack Obama following the 'competently' managed election of 2012 where the well practiced and well funded campaigner in chief parlayed all of his varied self serving constituencies from Unions to seniors to non white groupings of every sort to stomp down the long proven skills of the service minded peacemaking professional - Mitt Romney.

Congratulations to Barack Obama, and congratulations to the ignorant.

But damn, what a mess for a country that really was in desperate need of leadership. Here was the guy that really has proven his ability to reach across the aisle, and demonstrated a lifetime of service to everyone around him including the people he didn't want something from.Here was the guy with enormous skills, a great personality, and even a voice that you can listen to - unless you're a bottom-feeding teamster like the ones we listened to threatening school bus strikes around Charleston, SC for the last month or more.

And the country gets the boy king again - Pharoa-Bama - master of the pyramids to himself, struts like Tuts, and an ego bigger than the Nile - all while living in denial about his real ability - nothing but sarcastic blather.

Well way to go America. You lose. You won the chocolate cake, but you threw out the kitchen.

And congratulations to Google, and Hollywierd, and the Teamsters, and even that idiot Judge John Roberts who probably thought he was going to help turn the tide against Obama by supporting Obamacare, but instead puked all over the entire nation in his sickness of self importance.

And congratulations to the Mexican voters of America who are more preoccupied with their second-rate underclass American status to care enough about their children to vote for what would be best for them.

Having a stronger 'brown' class in a broken country, versus subjugating their ethnicity issues to support the real repair of the countries problems is the equivalent of choosing Mexico to live in versus Canada for the ethnic rights - also known as foolishness.

After all who needs opportunity? The majority of Barack Obama's supporters have all been proud of nothing, ever satisfied by the status quo, mediocrity or less as their would-be standard, if they really believed in standards. Lets face it - they voted for Barack Obama because he's their loud mouthed brown man - raging against everything - especially success.

This country is so guilted-out about success they can no longer embrace it. And that is the real reason that Romney lost. Everyone is a victim, and now getting paid for it. Who wants to give up all that good bitchin?

Anyway America, I believe we have truly been cursed by the Obama machine's competence. May we never be so competent again!

Sunday, June 3, 2012

Run George Z. Run

Oh you gotta love a 'Just Us' system that can revoke a bond it has set based on actual facts. Then it accuses the family (wife) of lying when a great fundraising effort made successful because it is raising defense money against the 'Just Us' system, and it changes the families net worth.

Add to that the fact that the Just Us system is headed by a racist lying unjust ignoramous like Eric Holder who won't give a black killer a fair day in court anyway because he is more about black rights than legal rights.

I hope George Zimmerman is now comfortably living in a new country under the name 'Hector Rodriguez' and plans on living quietly in South America off the reported $ 300,000.+ raised for his defense. The best defense in a country this screwed up legally and with a media that has already figuratively lynched him - is to 'get the hell out of Dodge', and skip the country. If he shows up today for court, I'll understand, but if I were asked for my opinion, I'd tell him Run Georgie Run!

Tuesday, May 29, 2012

Technology Collides With Activism And The Net Effect: Judge Lanny Moriarty Is An Idiot

Letting a fool be a judge is nothing new in America.

Luckily for most of our nations history, the idiots were limited in their exposure to a local newspaper and a coffee shop discussion. Luckily also for most of our history, success was achieved in spite of our human failings because while most of the egregious our reckless failings were recorded, they were also rarely shared outside the county. Credit scores were only inaccurate because they were late to report the bad news, not because the credit bureaus were selectively inaccurate; and historically, the public's assumption of a persons credibility was still always in favor of the judged. Your Tennessee speeding ticket never made it to your Kentucky drivers license record, and the sins of the sinful were ignored principally due to the bliss of ignorance - nobody knew about them, and frankly, except for your enemies, no one cared.

Well in the last decade or so the world has changed. The world of Google and the internet has changed our personal histories forever - and anyone in a role of leadership like Judge Lanny Moriarty of Texas that is still so clueless to think that a night in jail for missing a little school won't hurt, and isn't going to have a lifetime of repercussions for what has otherwise been a top level student, needs to be jailed himself for one night.

That's right. One night. That idiot would no longer be a judge - (and probably won't be for long anyway because of our new national news media that is already exposing him for the idiot he is) because he would also have a record - like the one he has so self righteously condemned this young girl to. The difference however, is that he will likely collect a fat pension and sit on his lazy self righteous butt - sipping pina coladas for the rest of his days - because he has already enjoyed 40 years of freedom from the tyranny of the rapidly growing lifelong destroying technology which needs only the nominal but reckless decisions of the buffoonly oblivious - like Judge Lanny Moriarty. The girl will live with his idiocy on her record for a lifetime.

Is this man still in a position of leadership while being this unaware of the new effects his decisions make? Why? Who lets a man like this continue in office? What kind of judgment does this man demonstrate, and when will we wake up, and not only get rid of the incompetent authorities, but also those that give them this authority?

Complicate the "technology and judgment collision" with the selfishness of broken police department budgets - run by policemen that historically served the interests of their communities and actually gave a thing called a warning to someone on a roadway going a little too fast. Not any more. Every stop collects $ 100. minimum - they need the revenue - no matter that in their greed to buy new cars and hire ever more police they turn average citizens into criminals because they now have an MVR that costs at least $ 300. more in insurance premiums for every $ 100. in ticket revenue. Add to this the court time wasted on challenges to petty tickets bloated to often $500-1,000. to support police departments budgets further - all at a rocketing expense to you and I - in tax dollars, insurance dollars, and ever more judgmental publicly accessible records.

Look at how the "technology and judgment collision" has destroyed the housing market: The government blows up the housing crisis in America with Fannie and Freddie, and destroys the credit ratings of a third of the nation, and wonders why the same people won't come back and buy a house now with the mortgage rates lowered?? They can't buy them anymore. We are all now credit abusers, and traffic criminals, and then there is the record of the time we were jailed for jay walking back in Portland in 2007... The records have it all. Everyone is now guilty of everything - always and forever, and yet we still allow judges to blow off steam by adding to the corruption with a comment as publicly reckless as Judge Lanny Moriarty. Somebody with some authority please put this old cow out to pasture and out of our misery.

How about we hire some sensible, clued in people that can figure out how to recognize the danger of bad judgement, and institute the 'warning' again. Less records. More intended consequences.

Now how guilty does this Judge Lanny Moriarty have to be before we can take his pension, and save the nation some more money??? Please, anyone?? ....